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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,583 | $154,228-89.2% | $145,433-88.6% | $137,256-87.9% |
| Participation rate | 80.0% | 83.8%-3.8pp | 82.1%-2.1pp | 80.0%0pp |
| Annual return | 35.77% | 74.59%-38.8pp | 66.58%-30.8pp | 220.34%-184.6pp |
| Employer contribution / active EE | $2,688 | $4,804-44.1% | $4,554-41.0% | $4,156-35.3% |
| Participant deferral / active EE | $4,089 | $8,216-50.2% | $7,897-48.2% | $6,407-36.2% |
| Admin fee / account holder | $955 | $14,344-93.3% | $13,129-92.7% | $12,270-92.2% |