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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,844 | $107,666-90.9% | $102,184-90.4% | $154,746-93.6% |
| Participation rate | 85.7% | 83.7%+2.0pp | 82.6%+3.1pp | 80.7%+5.0pp |
| Annual return | 22.35% | 29.33%-7.0pp | 31.58%-9.2pp | 172.34%-150.0pp |
| Employer contribution / active EE | $2,540 | $3,846-34.0% | $3,594-29.3% | $4,379-42.0% |
| Participant deferral / active EE | $3,526 | $8,719-59.6% | $8,309-57.6% | $6,730-47.6% |
| Admin fee / account holder | $2,109 | $12,943-83.7% | $11,609-81.8% | $14,365-85.3% |