Unlock peer percentile detail for $4.99 your first month
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Unlock 5-year trajectory for $4.99 your first month
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,870 | $47,105-13.2% | $68,368-40.2% | $67,986-39.9% |
| Participation rate | 43.3% | 51.8%-8.5pp | 73.8%-30.5pp | 57.2%-13.9pp |
| Annual return | 36.25% | 48.37%-12.1pp | 292.57%-256.3pp | 31.67%+4.6pp |
| Employer contribution / active EE | $1,436 | $1,859-22.7% | $2,649-45.8% | $2,019-28.9% |
| Participant deferral / active EE | $2,724 | $2,374+14.8% | $4,123-33.9% | $3,358-18.9% |
| Admin fee / account holder | $5,804 | $2,435+138.4% | $5,150+12.7% | $3,203+81.2% |