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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,433 | $69,118-93.6% | $53,647-91.7% | $138,895-96.8% |
| Participation rate | 85.7% | 64.0%+21.7pp | 56.3%+29.4pp | 79.9%+5.8pp |
| Annual return | 5.92% | 248.26%-242.3pp | 358.33%-352.4pp | 145.39%-139.5pp |
| Employer contribution / active EE | $681 | $1,189-42.8% | $962-29.2% | $4,194-83.8% |
| Participant deferral / active EE | $2,560 | $2,274+12.6% | $1,813+41.2% | $6,396-60.0% |
| Admin fee / account holder | $957 | $2,724-64.9% | $2,460-61.1% | $12,562-92.4% |