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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,433 | $67,823-93.5% | $52,425-91.5% | $137,256-96.8% |
| Participation rate | 85.7% | 63.9%+21.8pp | 55.6%+30.1pp | 80.0%+5.8pp |
| Annual return | 5.92% | 219.11%-213.2pp | 302.12%-296.2pp | 220.34%-214.4pp |
| Employer contribution / active EE | $681 | $1,163-41.5% | $914-25.5% | $4,156-83.6% |
| Participant deferral / active EE | $2,560 | $2,288+11.9% | $1,790+43.0% | $6,407-60.0% |
| Admin fee / account holder | $957 | $2,844-66.3% | $2,495-61.6% | $12,270-92.2% |