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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,274 | $185,312-71.3% | $161,489-67.0% | $154,746-65.6% |
| Participation rate | 100.0% | 82.5%+17.5pp | 78.7%+21.3pp | 80.7%+19.3pp |
| Annual return | 6.60% | 103.84%-97.2pp | 89.72%-83.1pp | 172.34%-165.7pp |
| Employer contribution / active EE | $7,175 | $4,769+50.4% | $4,268+68.1% | $4,379+63.8% |
| Participant deferral / active EE | $5,604 | $6,350-11.7% | $5,630-0.5% | $6,730-16.7% |
| Admin fee / account holder | $2,859 | $18,654-84.7% | $16,006-82.1% | $14,365-80.1% |