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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,900 | $149,040-43.7% | $120,225-30.2% | $137,256-38.9% |
| Participation rate | 11.8% | 75.4%-63.7pp | 69.6%-57.8pp | 80.0%-68.2pp |
| Annual return | 20.07% | 605.68%-585.6pp | 439.23%-419.2pp | 220.34%-200.3pp |
| Employer contribution / active EE | $184 | $4,350-95.8% | $3,475-94.7% | $4,156-95.6% |
| Participant deferral / active EE | $1,716 | $4,655-63.1% | $3,999-57.1% | $6,407-73.2% |
| Admin fee / account holder | $0 | $6,348-100.0% | $5,696-100.0% | $12,270-100.0% |