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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,697 | $160,040-93.9% | $147,096-93.4% | $145,877-93.4% |
| Participation rate | 87.5% | 84.0%+3.5pp | 82.2%+5.3pp | 80.3%+7.2pp |
| Annual return | 12.24% | 98.49%-86.3pp | 419.75%-407.5pp | 551.28%-539.0pp |
| Employer contribution / active EE | $2,094 | $5,289-60.4% | $4,936-57.6% | $4,663-55.1% |
| Participant deferral / active EE | $4,366 | $8,429-48.2% | $8,071-45.9% | $6,691-34.7% |
| Admin fee / account holder | $2,290 | $15,050-84.8% | $13,005-82.4% | $13,402-82.9% |