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| Provider | Service type | Compensation |
|---|---|---|
Filed as: ALLIANT RETIREMENT SERVICES Service code 27 · EIN 33-0785439 | Advisory (Plan) | $126,897 |
Filed as: JOHN HANCOCK RETIREMENT PLAN SVCS Service code 15 · EIN 01-0233346 | Recordkeeping | $122,477 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,810 | $241,450-73.2% | $103,378-37.3% | $199,874-67.6% |
| Participation rate | 59.2% | 78.4%-19.1pp | 74.5%-15.3pp | 72.0%-12.8pp |
| Annual return | 30.96% | 17.80%+13.2pp | 24.91%+6.1pp | 34.28%-3.3pp |
| Employer contribution / active EE | $1,492 | $4,250-64.9% | $3,870-61.4% | $3,036-50.9% |
| Participant deferral / active EE | $3,031 | $3,962-23.5% | $5,058-40.1% | $5,090-40.4% |
| Admin fee / account holder | $281 | $288-2.2% | $8,401-96.6% | $269+4.6% |