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| Provider | Service type | Compensation |
|---|---|---|
Filed as: ALLIANT RETIREMENT SERVICES Service code 27 · EIN 33-0785439 | Advisory (Plan) | $126,897 |
Filed as: JOHN HANCOCK RETIREMENT PLAN SVCS Service code 15 · EIN 01-0233346 | Recordkeeping | $122,477 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,810 | $241,850-73.2% | $102,437-36.7% | $200,096-67.6% |
| Participation rate | 59.2% | 78.3%-19.1pp | 74.5%-15.3pp | 72.0%-12.8pp |
| Annual return | 30.96% | 17.67%+13.3pp | 24.95%+6.0pp | 34.26%-3.3pp |
| Employer contribution / active EE | $1,492 | $4,253-64.9% | $3,871-61.4% | $3,038-50.9% |
| Participant deferral / active EE | $3,031 | $3,961-23.5% | $5,060-40.1% | $5,090-40.4% |
| Admin fee / account holder | $281 | $288-2.3% | $8,388-96.6% | $269+4.5% |