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| Provider | Service type | Compensation |
|---|---|---|
KESTRA INVESTMENT SERVICES LLC5+ years Service code 27 · EIN 35-2552359 | Advisory (Plan) | $32,650 |
Service code 37 · EIN 04-2647786 | Loan Processing | $16,046 |
STAMBAUGH NESS PC4 years Filed as: STAMBAUGH NESS Service code 10 · EIN 23-2846715 | Accounting | $9,700 |
STRATEGIC ADVISORS, INC.3 years Service code 27 · EIN 04-2654524 | Advisory (Plan) | $8,158 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $135,435 | $88,360+53.3% | $145,433-6.9% | $67,986+99.2% |
| Participation rate | 92.3% | 65.5%+26.8pp | 82.1%+10.2pp | 57.2%+35.1pp |
| Annual return | 13.72% | 63.15%-49.4pp | 66.58%-52.9pp | 31.67%-17.9pp |
| Employer contribution / active EE | $2,999 | $3,054-1.8% | $4,554-34.2% | $2,019+48.5% |
| Participant deferral / active EE | $11,026 | $5,932+85.9% | $7,897+39.6% | $3,358+228.3% |
| Admin fee / account holder | $512 | $3,313-84.5% | $13,129-96.1% | $3,203-84.0% |