Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 3-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,711 | $160,028-93.9% | $147,080-93.4% | $145,884-93.3% |
| Participation rate | 55.0% | 84.0%-29.0pp | 82.2%-27.2pp | 80.3%-25.3pp |
| Annual return | 16.63% | 98.60%-82.0pp | 420.17%-403.5pp | 551.85%-535.2pp |
| Employer contribution / active EE | $1,076 | $5,286-79.6% | $4,933-78.2% | $4,662-76.9% |
| Participant deferral / active EE | $1,627 | $8,422-80.7% | $8,066-79.8% | $6,690-75.7% |
| Admin fee / account holder | $603 | $15,030-96.0% | $12,989-95.4% | $13,392-95.5% |