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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,538 | $160,040-77.8% | $147,096-75.8% | $145,877-75.6% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 28.07% | 98.49%-70.4pp | 419.75%-391.7pp | 551.28%-523.2pp |
| Employer contribution / active EE | $26,098 | $5,289+393.4% | $4,936+428.7% | $4,663+459.7% |
| Participant deferral / active EE | $53,133 | $8,429+530.4% | $8,071+558.3% | $6,691+694.2% |
| Admin fee / account holder | $15,564 | $15,050+3.4% | $13,005+19.7% | $13,402+16.1% |