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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,538 | $160,028-77.8% | $147,080-75.8% | $145,884-75.6% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 28.07% | 98.60%-70.5pp | 420.17%-392.1pp | 551.85%-523.8pp |
| Employer contribution / active EE | $26,098 | $5,286+393.7% | $4,933+429.0% | $4,662+459.8% |
| Participant deferral / active EE | $53,133 | $8,422+530.9% | $8,066+558.7% | $6,690+694.3% |
| Admin fee / account holder | $15,564 | $15,030+3.6% | $12,989+19.8% | $13,392+16.2% |