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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $267,856 | $149,040+79.7% | $120,225+122.8% | $137,256+95.2% |
| Participation rate | 66.7% | 75.4%-8.8pp | 69.6%-2.9pp | 80.0%-13.3pp |
| Annual return | 17.53% | 605.68%-588.2pp | 439.23%-421.7pp | 220.34%-202.8pp |
| Employer contribution / active EE | $1,983 | $4,350-54.4% | $3,475-42.9% | $4,156-52.3% |
| Participant deferral / active EE | $8,324 | $4,655+78.8% | $3,999+108.2% | $6,407+29.9% |
| Admin fee / account holder | $0 | $6,348-100.0% | $5,696-100.0% | $12,270-100.0% |