Unlock peer percentile detail for $4.99 your first month
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Unlock 3-year trajectory for $4.99 your first month
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,486 | $95,453-92.2% | $112,040-93.3% | $82,448-90.9% |
| Participation rate | 35.9% | 72.8%-36.9pp | 76.5%-40.6pp | 68.1%-32.2pp |
| Annual return | 13.29% | 23.92%-10.6pp | 24.52%-11.2pp | 41.64%-28.4pp |
| Employer contribution / active EE | $1,307 | $2,318-43.6% | $2,954-55.7% | $2,551-48.7% |
| Participant deferral / active EE | $1,507 | $4,224-64.3% | $5,098-70.4% | $4,139-63.6% |
| Admin fee / account holder | $1,562 | $9,013-82.7% | $12,098-87.1% | $7,234-78.4% |