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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,589 | $111,830-83.4% | $93,696-80.2% | $145,884-87.3% |
| Participation rate | 46.2% | 74.2%-28.1pp | 68.7%-22.6pp | 80.3%-34.1pp |
| Annual return | 13.39% | 204.08%-190.7pp | 133.74%-120.4pp | 551.85%-538.5pp |
| Employer contribution / active EE | $1,188 | $3,093-61.6% | $2,422-51.0% | $4,662-74.5% |
| Participant deferral / active EE | $2,504 | $4,920-49.1% | $4,417-43.3% | $6,690-62.6% |
| Admin fee / account holder | $381 | $10,249-96.3% | $8,287-95.4% | $13,392-97.2% |