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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,898 | $155,555-35.8% | $146,866-32.0% | $155,188-35.6% |
| Participation rate | 88.9% | 84.0%+4.9pp | 82.5%+6.4pp | 80.8%+8.1pp |
| Annual return | 15.78% | 115.41%-99.6pp | 102.85%-87.1pp | 148.84%-133.1pp |
| Employer contribution / active EE | $2,017 | $4,647-56.6% | $4,425-54.4% | $4,248-52.5% |
| Participant deferral / active EE | $2,661 | $8,044-66.9% | $7,759-65.7% | $6,531-59.3% |
| Admin fee / account holder | $3,148 | $14,755-78.7% | $13,620-76.9% | $14,480-78.3% |