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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,898 | $156,398-36.1% | $147,318-32.2% | $138,895-28.1% |
| Participation rate | 88.9% | 83.8%+5.1pp | 82.1%+6.8pp | 79.9%+9.0pp |
| Annual return | 15.78% | 78.75%-63.0pp | 70.43%-54.6pp | 145.39%-129.6pp |
| Employer contribution / active EE | $2,017 | $4,853-58.4% | $4,593-56.1% | $4,194-51.9% |
| Participant deferral / active EE | $2,661 | $8,237-67.7% | $7,906-66.3% | $6,396-58.4% |
| Admin fee / account holder | $3,148 | $14,976-79.0% | $13,708-77.0% | $12,562-74.9% |