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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $163,271 | $154,228+5.9% | $145,433+12.3% | $137,256+19.0% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 16.66% | 74.59%-57.9pp | 66.58%-49.9pp | 220.34%-203.7pp |
| Employer contribution / active EE | $3,036 | $4,804-36.8% | $4,554-33.3% | $4,156-26.9% |
| Participant deferral / active EE | $19,173 | $8,216+133.4% | $7,897+142.8% | $6,407+199.3% |
| Admin fee / account holder | $1,501 | $14,344-89.5% | $13,129-88.6% | $12,270-87.8% |