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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,476 | $29,319-95.0% | $52,425-97.2% | $82,448-98.2% |
| Participation rate | 82.8% | 46.9%+35.9pp | 55.6%+27.1pp | 68.1%+14.7pp |
| Annual return | 14.52% | 535.20%-520.7pp | 302.12%-287.6pp | 41.64%-27.1pp |
| Employer contribution / active EE | $0 | $586-100.0% | $914-100.0% | $2,551-100.0% |
| Participant deferral / active EE | $754 | $1,171-35.6% | $1,790-57.9% | $4,139-81.8% |
| Admin fee / account holder | $344 | $1,962-82.5% | $2,495-86.2% | $7,234-95.2% |