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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,977 | $102,385-69.7% | $147,080-78.9% | $80,935-61.7% |
| Participation rate | 71.2% | 75.9%-4.6pp | 82.2%-10.9pp | 67.7%+3.6pp |
| Annual return | 173.43% | 135.09%+38.3pp | 420.17%-246.7pp | 35.66%+137.8pp |
| Employer contribution / active EE | $3,025 | $3,717-18.6% | $4,933-38.7% | $2,757+9.7% |
| Participant deferral / active EE | $5,589 | $6,651-16.0% | $8,066-30.7% | $4,299+30.0% |
| Admin fee / account holder | $3,579 | $7,951-55.0% | $12,989-72.4% | $6,924-48.3% |