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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,585 | $51,638+73.5% | $68,368+31.0% | $82,448+8.7% |
| Participation rate | 53.6% | 63.6%-10.0pp | 73.8%-20.2pp | 68.1%-14.5pp |
| Annual return | 14.39% | 37.53%-23.1pp | 292.57%-278.2pp | 41.64%-27.2pp |
| Employer contribution / active EE | $1,712 | $2,047-16.3% | $2,649-35.4% | $2,551-32.9% |
| Participant deferral / active EE | $3,535 | $2,914+21.3% | $4,123-14.2% | $4,139-14.6% |
| Admin fee / account holder | $9,479 | $4,643+104.1% | $5,150+84.1% | $7,234+31.0% |