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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,837 | $169,361-85.9% | $129,397-81.6% | $145,877-83.7% |
| Participation rate | 100.0% | 76.5%+23.5pp | 69.6%+30.4pp | 80.3%+19.7pp |
| Annual return | 128.78% | 14395.54%-14266.8pp | 9453.98%-9325.2pp | 551.28%-422.5pp |
| Employer contribution / active EE | $3,947 | $5,542-28.8% | $4,154-5.0% | $4,663-15.3% |
| Participant deferral / active EE | $5,528 | $4,987+10.8% | $4,167+32.7% | $6,691-17.4% |
| Admin fee / account holder | $343 | $9,903-96.5% | $7,679-95.5% | $13,402-97.4% |