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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,696 | $95,453-29.1% | $112,040-39.6% | $82,448-17.9% |
| Participation rate | 94.6% | 72.8%+21.8pp | 76.5%+18.1pp | 68.1%+26.5pp |
| Annual return | 19.54% | 23.92%-4.4pp | 24.52%-5.0pp | 41.64%-22.1pp |
| Employer contribution / active EE | $640 | $2,318-72.4% | $2,954-78.3% | $2,551-74.9% |
| Participant deferral / active EE | $3,351 | $4,224-20.7% | $5,098-34.3% | $4,139-19.0% |
| Admin fee / account holder | $8,442 | $9,013-6.3% | $12,098-30.2% | $7,234+16.7% |