Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 5-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,753 | $95,404+3.5% | $113,397-12.9% | $82,637+19.5% |
| Participation rate | 27.6% | 72.8%-45.2pp | 76.5%-48.9pp | 68.1%-40.5pp |
| Annual return | 16.85% | 19.08%-2.2pp | 23.20%-6.4pp | 53.51%-36.7pp |
| Employer contribution / active EE | $0 | $2,307-100.0% | $2,977-100.0% | $2,552-100.0% |
| Participant deferral / active EE | $1,668 | $4,220-60.5% | $5,076-67.1% | $4,126-59.6% |
| Admin fee / account holder | $618 | $9,168-93.3% | $11,957-94.8% | $7,339-91.6% |