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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,147 | $117,895-60.9% | $102,460-55.0% | $145,897-68.4% |
| Participation rate | 82.4% | 78.6%+3.7pp | 76.5%+5.8pp | 80.3%+2.0pp |
| Annual return | 11.23% | 31.92%-20.7pp | 29.47%-18.2pp | 552.29%-541.1pp |
| Employer contribution / active EE | $3,323 | $3,619-8.2% | $3,025+9.8% | $4,663-28.7% |
| Participant deferral / active EE | $6,630 | $5,736+15.6% | $5,056+31.1% | $6,689-0.9% |
| Admin fee / account holder | $8,345 | $13,353-37.5% | $9,460-11.8% | $13,390-37.7% |