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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,615 | $51,638-85.3% | $129,406-94.1% | $80,959-90.6% |
| Participation rate | 93.0% | 56.9%+36.1pp | 69.6%+23.3pp | 67.7%+25.3pp |
| Annual return | 13.25% | 20.78%-7.5pp | 9468.18%-9454.9pp | 35.67%-22.4pp |
| Employer contribution / active EE | $1,812 | $1,584+14.4% | $4,155-56.4% | $2,757-34.3% |
| Participant deferral / active EE | $2,454 | $2,670-8.1% | $4,167-41.1% | $4,300-42.9% |
| Admin fee / account holder | $1,068 | $4,313-75.2% | $7,689-86.1% | $6,925-84.6% |