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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,850 | $110,379-70.2% | $102,412-67.9% | $145,884-77.5% |
| Participation rate | 40.0% | 77.9%-37.9pp | 74.5%-34.5pp | 80.3%-40.3pp |
| Annual return | 14.91% | 24.84%-9.9pp | 24.94%-10.0pp | 551.85%-536.9pp |
| Employer contribution / active EE | $1,040 | $4,216-75.3% | $3,870-73.1% | $4,662-77.7% |
| Participant deferral / active EE | $6,310 | $5,622+12.2% | $5,060+24.7% | $6,690-5.7% |
| Admin fee / account holder | $11,878 | $9,745+21.9% | $8,388+41.6% | $13,392-11.3% |