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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,809 | $111,878-79.6% | $93,727-75.7% | $145,897-84.4% |
| Participation rate | 35.3% | 74.2%-38.9pp | 68.7%-33.4pp | 80.3%-45.0pp |
| Annual return | 11.44% | 204.28%-192.8pp | 133.83%-122.4pp | 552.29%-540.9pp |
| Employer contribution / active EE | $868 | $3,092-71.9% | $2,421-64.2% | $4,663-81.4% |
| Participant deferral / active EE | $1,398 | $4,920-71.6% | $4,417-68.4% | $6,689-79.1% |
| Admin fee / account holder | $397 | $10,256-96.1% | $8,292-95.2% | $13,390-97.0% |