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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,408 | $166,242-56.4% | $165,071-56.1% | $145,884-50.4% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.6%+21.4pp | 80.3%+19.7pp |
| Annual return | 18.30% | 100.44%-82.1pp | 70.17%-51.9pp | 551.85%-533.6pp |
| Employer contribution / active EE | $12,926 | $5,283+144.7% | $4,347+197.3% | $4,662+177.3% |
| Participant deferral / active EE | $13,055 | $6,964+87.5% | $6,035+116.3% | $6,690+95.1% |
| Admin fee / account holder | $8,495 | $16,658-49.0% | $12,695-33.1% | $13,392-36.6% |