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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,565 | $185,312-79.2% | $161,489-76.1% | $154,746-75.1% |
| Participation rate | 54.5% | 82.5%-27.9pp | 78.7%-24.2pp | 80.7%-26.2pp |
| Annual return | 19.45% | 103.84%-84.4pp | 89.72%-70.3pp | 172.34%-152.9pp |
| Employer contribution / active EE | $1,834 | $4,769-61.6% | $4,268-57.0% | $4,379-58.1% |
| Participant deferral / active EE | $5,508 | $6,350-13.3% | $5,630-2.2% | $6,730-18.2% |
| Admin fee / account holder | $385 | $18,654-97.9% | $16,006-97.6% | $14,365-97.3% |