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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,067 | $155,555-92.2% | $146,866-91.8% | $155,188-92.2% |
| Participation rate | 81.8% | 84.0%-2.1pp | 82.5%-0.7pp | 80.8%+1.0pp |
| Annual return | 22.95% | 115.41%-92.5pp | 102.85%-79.9pp | 148.84%-125.9pp |
| Employer contribution / active EE | $787 | $4,647-83.1% | $4,425-82.2% | $4,248-81.5% |
| Participant deferral / active EE | $3,493 | $8,044-56.6% | $7,759-55.0% | $6,531-46.5% |
| Admin fee / account holder | $703 | $14,755-95.2% | $13,620-94.8% | $14,480-95.1% |