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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,262 | $95,404-88.2% | $113,397-90.1% | $82,637-86.4% |
| Participation rate | 93.5% | 72.8%+20.7pp | 76.5%+17.1pp | 68.1%+25.5pp |
| Annual return | 23.53% | 19.08%+4.4pp | 23.20%+0.3pp | 53.51%-30.0pp |
| Employer contribution / active EE | $728 | $2,307-68.5% | $2,977-75.6% | $2,552-71.5% |
| Participant deferral / active EE | $4,451 | $4,220+5.5% | $5,076-12.3% | $4,126+7.9% |
| Admin fee / account holder | $876 | $9,168-90.4% | $11,957-92.7% | $7,339-88.1% |