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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $195,173 | $201,372-3.1% | $184,260+5.9% | $145,884+33.8% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 27.75% | 29.04%-1.3pp | 28.84%-1.1pp | 551.85%-524.1pp |
| Employer contribution / active EE | $10,728 | $7,024+52.7% | $6,427+66.9% | $4,662+130.1% |
| Participant deferral / active EE | $15,092 | $9,808+53.9% | $9,133+65.2% | $6,690+125.6% |
| Admin fee / account holder | $315 | $16,362-98.1% | $13,898-97.7% | $13,392-97.6% |