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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $195,173 | $201,264-3.0% | $184,185+6.0% | $145,978+33.7% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 27.75% | 29.00%-1.3pp | 28.81%-1.1pp | 550.52%-522.8pp |
| Employer contribution / active EE | $10,728 | $7,021+52.8% | $6,426+67.0% | $4,662+130.1% |
| Participant deferral / active EE | $15,092 | $9,806+53.9% | $9,132+65.3% | $6,690+125.6% |
| Admin fee / account holder | $315 | $16,376-98.1% | $13,909-97.7% | $13,400-97.7% |