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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,465 | $211,239-58.1% | $178,528-50.4% | $145,877-39.4% |
| Participation rate | 100.0% | 80.8%+19.2pp | 77.1%+22.9pp | 80.3%+19.7pp |
| Annual return | 14.51% | 30.22%-15.7pp | 27.11%-12.6pp | 551.28%-536.8pp |
| Employer contribution / active EE | $10,561 | $4,570+131.1% | $3,950+167.3% | $4,663+126.5% |
| Participant deferral / active EE | $28,846 | $6,963+314.3% | $6,278+359.5% | $6,691+331.1% |
| Admin fee / account holder | $1,030 | $12,095-91.5% | $10,419-90.1% | $13,402-92.3% |