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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,380 | $102,385-57.6% | $147,080-70.5% | $80,935-46.4% |
| Participation rate | 93.3% | 75.9%+17.5pp | 82.2%+11.2pp | 67.7%+25.7pp |
| Annual return | 17.92% | 135.09%-117.2pp | 420.17%-402.3pp | 35.66%-17.7pp |
| Employer contribution / active EE | $5,206 | $3,717+40.1% | $4,933+5.5% | $2,757+88.9% |
| Participant deferral / active EE | $17,358 | $6,651+161.0% | $8,066+115.2% | $4,299+303.7% |
| Admin fee / account holder | $527 | $7,951-93.4% | $12,989-95.9% | $6,924-92.4% |