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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,016 | $181,062-74.0% | $158,223-70.3% | $155,188-69.7% |
| Participation rate | 57.1% | 82.7%-25.5pp | 79.2%-22.1pp | 80.8%-23.7pp |
| Annual return | 17.64% | 57.39%-39.7pp | 52.09%-34.4pp | 148.84%-131.2pp |
| Employer contribution / active EE | $1,138 | $4,565-75.1% | $4,109-72.3% | $4,248-73.2% |
| Participant deferral / active EE | $8,857 | $6,134+44.4% | $5,467+62.0% | $6,531+35.6% |
| Admin fee / account holder | $292 | $18,825-98.4% | $16,047-98.2% | $14,480-98.0% |