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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,721 | $57,590-65.8% | $86,233-77.1% | $82,448-76.1% |
| Participation rate | 8.8% | 57.9%-49.0pp | 69.0%-60.2pp | 68.1%-59.2pp |
| Annual return | 16.98% | 22.41%-5.4pp | 61.39%-44.4pp | 41.64%-24.7pp |
| Employer contribution / active EE | $0 | $1,655-100.0% | $2,504-100.0% | $2,551-100.0% |
| Participant deferral / active EE | $0 | $3,080-100.0% | $4,559-100.0% | $4,139-100.0% |
| Admin fee / account holder | $526 | $4,730-88.9% | $8,342-93.7% | $7,234-92.7% |