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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,000 | $183,627-92.4% | $155,602-91.0% | $145,978-90.4% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 16.45% | 61.32%-44.9pp | 64.81%-48.4pp | 550.52%-534.1pp |
| Employer contribution / active EE | $5,049 | $5,316-5.0% | $4,675+8.0% | $4,662+8.3% |
| Participant deferral / active EE | $14,423 | $6,466+123.1% | $5,629+156.2% | $6,690+115.6% |
| Admin fee / account holder | $638 | $19,327-96.7% | $15,923-96.0% | $13,400-95.2% |