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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $189,450 | $183,516+3.2% | $155,534+21.8% | $145,884+29.9% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 17.79% | 61.43%-43.6pp | 64.92%-47.1pp | 551.85%-534.1pp |
| Employer contribution / active EE | $7,500 | $5,315+41.1% | $4,675+60.4% | $4,662+60.9% |
| Participant deferral / active EE | $36,038 | $6,467+457.3% | $5,630+540.1% | $6,690+438.7% |
| Admin fee / account holder | $17,035 | $19,293-11.7% | $15,900+7.1% | $13,392+27.2% |