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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,587 | $160,028-53.4% | $147,080-49.3% | $145,884-48.9% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 15.38% | 98.60%-83.2pp | 420.17%-404.8pp | 551.85%-536.5pp |
| Employer contribution / active EE | $22,219 | $5,286+320.4% | $4,933+350.4% | $4,662+376.6% |
| Participant deferral / active EE | $54,257 | $8,422+544.2% | $8,066+572.6% | $6,690+711.1% |
| Admin fee / account holder | $15,269 | $15,030+1.6% | $12,989+17.6% | $13,392+14.0% |