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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,050 | $78,015-92.2% | $178,505-96.6% | $80,959-92.5% |
| Participation rate | 83.1% | 65.7%+17.4pp | 77.1%+6.0pp | 67.7%+15.4pp |
| Annual return | 31.01% | 18.10%+12.9pp | 27.16%+3.9pp | 35.67%-4.7pp |
| Employer contribution / active EE | $1,856 | $2,281-18.6% | $3,955-53.1% | $2,757-32.7% |
| Participant deferral / active EE | $2,427 | $4,406-44.9% | $6,280-61.4% | $4,300-43.6% |
| Admin fee / account holder | $2,494 | $7,160-65.2% | $10,428-76.1% | $6,925-64.0% |