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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,906 | $172,111-75.7% | $150,298-72.1% | $137,256-69.5% |
| Participation rate | 91.7% | 81.7%+10.0pp | 77.8%+13.9pp | 80.0%+11.7pp |
| Annual return | 81.65% | 69.37%+12.3pp | 62.79%+18.9pp | 220.34%-138.7pp |
| Employer contribution / active EE | $2,001 | $4,636-56.8% | $4,154-51.8% | $4,156-51.8% |
| Participant deferral / active EE | $5,064 | $6,166-17.9% | $5,453-7.1% | $6,407-21.0% |
| Admin fee / account holder | $2,127 | $16,471-87.1% | $14,116-84.9% | $12,270-82.7% |