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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,906 | $185,312-77.4% | $161,489-74.1% | $154,746-72.9% |
| Participation rate | 91.7% | 82.5%+9.2pp | 78.7%+13.0pp | 80.7%+11.0pp |
| Annual return | 81.65% | 103.84%-22.2pp | 89.72%-8.1pp | 172.34%-90.7pp |
| Employer contribution / active EE | $2,001 | $4,769-58.0% | $4,268-53.1% | $4,379-54.3% |
| Participant deferral / active EE | $5,064 | $6,350-20.2% | $5,630-10.0% | $6,730-24.8% |
| Admin fee / account holder | $2,127 | $18,654-88.6% | $16,006-86.7% | $14,365-85.2% |