Unlock peer percentile detail for $4.99 your first month
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Unlock 4-year trajectory for $4.99 your first month
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,143 | $57,590-35.5% | $86,233-56.9% | $82,448-54.9% |
| Participation rate | 28.1% | 57.9%-29.7pp | 69.0%-40.9pp | 68.1%-39.9pp |
| Annual return | 20.01% | 22.41%-2.4pp | 61.39%-41.4pp | 41.64%-21.6pp |
| Employer contribution / active EE | $639 | $1,655-61.4% | $2,504-74.5% | $2,551-74.9% |
| Participant deferral / active EE | $2,124 | $3,080-31.0% | $4,559-53.4% | $4,139-48.7% |
| Admin fee / account holder | $3,509 | $4,730-25.8% | $8,342-57.9% | $7,234-51.5% |