Unlock peer percentile detail for $4.99 your first month
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Unlock 4-year trajectory for $4.99 your first month
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,770 | $65,904-92.8% | $160,784-97.0% | $79,634-94.0% |
| Participation rate | 13.2% | 56.2%-43.0pp | 77.0%-63.7pp | 62.5%-49.3pp |
| Annual return | 16.66% | 20.16%-3.5pp | 1803.92%-1787.3pp | 36.46%-19.8pp |
| Employer contribution / active EE | $0 | $1,805-100.0% | $3,733-100.0% | $2,529-100.0% |
| Participant deferral / active EE | $284 | $3,692-92.3% | $6,293-95.5% | $3,835-92.6% |
| Admin fee / account holder | $1,463 | $965+51.6% | $9,717-84.9% | $1,002+46.1% |