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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,056 | $169,336-91.1% | $129,384-88.4% | $145,884-89.7% |
| Participation rate | 20.0% | 76.5%-56.5pp | 69.6%-49.6pp | 80.3%-60.3pp |
| Annual return | 17.95% | 14408.70%-14390.8pp | 9461.77%-9443.8pp | 551.85%-533.9pp |
| Employer contribution / active EE | $591 | $5,540-89.3% | $4,153-85.8% | $4,662-87.3% |
| Participant deferral / active EE | $926 | $4,985-81.4% | $4,166-77.8% | $6,690-86.2% |
| Admin fee / account holder | $124 | $9,912-98.7% | $7,686-98.4% | $13,392-99.1% |