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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,646 | $201,370-52.5% | $184,256-48.1% | $145,897-34.4% |
| Participation rate | 90.0% | 87.5%+2.5pp | 86.8%+3.2pp | 80.3%+9.7pp |
| Annual return | 15.83% | 29.05%-13.2pp | 28.85%-13.0pp | 552.29%-536.5pp |
| Employer contribution / active EE | $20,558 | $7,024+192.7% | $6,427+219.9% | $4,663+340.9% |
| Participant deferral / active EE | $14,368 | $9,808+46.5% | $9,133+57.3% | $6,689+114.8% |
| Admin fee / account holder | $690 | $16,364-95.8% | $13,899-95.0% | $13,390-94.8% |