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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,801 | $124,425-63.2% | $112,040-59.1% | $137,256-66.6% |
| Participation rate | 100.0% | 79.3%+20.7pp | 76.5%+23.5pp | 80.0%+20.0pp |
| Annual return | 18.24% | 24.72%-6.5pp | 24.52%-6.3pp | 220.34%-202.1pp |
| Employer contribution / active EE | $7,586 | $3,411+122.4% | $2,954+156.8% | $4,156+82.5% |
| Participant deferral / active EE | $12,652 | $5,718+121.2% | $5,098+148.2% | $6,407+97.5% |
| Admin fee / account holder | $4,014 | $15,207-73.6% | $12,098-66.8% | $12,270-67.3% |