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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $196,090 | $154,228+27.1% | $145,433+34.8% | $137,256+42.9% |
| Participation rate | 75.0% | 83.8%-8.8pp | 82.1%-7.1pp | 80.0%-5.0pp |
| Annual return | 32.96% | 74.59%-41.6pp | 66.58%-33.6pp | 220.34%-187.4pp |
| Employer contribution / active EE | $2,665 | $4,804-44.5% | $4,554-41.5% | $4,156-35.9% |
| Participant deferral / active EE | $12,277 | $8,216+49.4% | $7,897+55.5% | $6,407+91.6% |
| Admin fee / account holder | $1,917 | $14,344-86.6% | $13,129-85.4% | $12,270-84.4% |