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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,834 | $138,312-33.6% | $122,979-25.3% | $155,188-40.8% |
| Participation rate | 75.0% | 80.2%-5.2pp | 77.2%-2.2pp | 80.8%-5.8pp |
| Annual return | -11.70% | 22.06%-33.8pp | 20.12%-31.8pp | 148.84%-160.5pp |
| Employer contribution / active EE | $1,385 | $3,530-60.8% | $3,062-54.8% | $4,248-67.4% |
| Participant deferral / active EE | $4,995 | $5,592-10.7% | $5,003-0.2% | $6,531-23.5% |
| Admin fee / account holder | $689 | $15,089-95.4% | $12,864-94.6% | $14,480-95.2% |