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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,834 | $124,425-26.2% | $112,040-18.0% | $137,256-33.1% |
| Participation rate | 75.0% | 79.3%-4.3pp | 76.5%-1.5pp | 80.0%-5.0pp |
| Annual return | -11.70% | 24.72%-36.4pp | 24.52%-36.2pp | 220.34%-232.0pp |
| Employer contribution / active EE | $1,385 | $3,411-59.4% | $2,954-53.1% | $4,156-66.7% |
| Participant deferral / active EE | $4,995 | $5,718-12.6% | $5,098-2.0% | $6,407-22.0% |
| Admin fee / account holder | $689 | $15,207-95.5% | $12,098-94.3% | $12,270-94.4% |