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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,834 | $136,860-32.9% | $120,344-23.7% | $154,746-40.7% |
| Participation rate | 75.0% | 79.9%-4.9pp | 76.7%-1.7pp | 80.7%-5.7pp |
| Annual return | -11.70% | 21.38%-33.1pp | 20.30%-32.0pp | 172.34%-184.0pp |
| Employer contribution / active EE | $1,385 | $3,533-60.8% | $3,020-54.2% | $4,379-68.4% |
| Participant deferral / active EE | $4,995 | $5,793-13.8% | $5,135-2.7% | $6,730-25.8% |
| Admin fee / account holder | $689 | $15,393-95.5% | $12,742-94.6% | $14,365-95.2% |