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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,844 | $111,535-80.4% | $105,223-79.2% | $137,256-84.1% |
| Participation rate | 80.0% | 78.1%+1.9pp | 75.0%+5.0pp | 80.0%0pp |
| Annual return | 19.31% | 237.85%-218.5pp | 180.65%-161.3pp | 220.34%-201.0pp |
| Employer contribution / active EE | $1,579 | $3,939-59.9% | $3,689-57.2% | $4,156-62.0% |
| Participant deferral / active EE | $2,457 | $5,500-55.3% | $5,072-51.6% | $6,407-61.7% |
| Admin fee / account holder | $405 | $9,721-95.8% | $8,859-95.4% | $12,270-96.7% |