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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,228 | $156,398-83.9% | $147,318-82.9% | $138,895-81.8% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 79.9%+20.1pp |
| Annual return | 16.35% | 78.75%-62.4pp | 70.43%-54.1pp | 145.39%-129.0pp |
| Employer contribution / active EE | $2,105 | $4,853-56.6% | $4,593-54.2% | $4,194-49.8% |
| Participant deferral / active EE | $3,491 | $8,237-57.6% | $7,906-55.8% | $6,396-45.4% |
| Admin fee / account holder | $2,471 | $14,976-83.5% | $13,708-82.0% | $12,562-80.3% |