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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,557 | $177,353-91.8% | $158,226-90.8% | $198,609-92.7% |
| Participation rate | 100.0% | 77.0%+23.0pp | 74.8%+25.2pp | 82.4%+17.6pp |
| Annual return | 18.82% | 599.50%-580.7pp | 501.41%-482.6pp | 202.70%-183.9pp |
| Employer contribution / active EE | $1,471 | $3,239-54.6% | $2,986-50.7% | $5,055-70.9% |
| Participant deferral / active EE | $2,045 | $4,615-55.7% | $4,317-52.6% | $6,977-70.7% |
| Admin fee / account holder | $864 | $10,960-92.1% | $10,217-91.5% | $19,030-95.5% |